ad

Minggu, 20 Januari 2013

10 Common Symptoms And Signs Of High Blood Pressure


High Blood pressure is the measure of force against arteries. Do you have high blood pressure? Do you know what are common symptoms and signs of high blood pressure? This article will give you comprehensive information about common signs and symptoms of high blood pressure.

Usually people ignore high blood pressure. Even those who take medicine, only take anti hypertensive medication for short time. Studies have proved that 90% of high blood pressure patients show non compliance with their medication. If you will not control your blood pressure it may lead to serious problems with your Heart, Kidneys, Brain and Eyes. If you want to save these vital organs , then you will have to control your blood pressure with in limits.

Normal blood pressure is 120/80. If this reading goes above 140/90, then you consider yourself as a hypertensive patient. Between 120 and 140 is a pre hypertensive stage. which can be controlled even by natural measures like exercise, low salt intake, stop smoking, lower cholesterol, eat vegetables etc.

How will you come to know that you have high blood pressure? 
High blood pressure typically has no symptoms at all, that is why we can call it as Silent killer. Although there are many coincidental symptoms that are widely believed to be associated with high blood pressure. These include headaches, nosebleeds, dizziness, a flushed face and fatigue. Although people with high blood pressure may have many of these symptoms, they occur just as frequently in those with normal blood pressure. Why these symptoms occur, If a person has high blood pressure that is severe or longstanding and left untreated, symptoms such as headache, fatigue, nausea, vomiting, shortness of breath, restlessness, and blurred vision can occur as a result of damage to the brain, eyes, heart and kidneys. In rare cases, high blood pressure may cause brain swelling, which can lead to drowsiness and coma.

Briefly Hypertension has following 10 common symptoms.
headache 
Nosebleed (Epistaxis) 
Breathlessness 
tinnitus(Ringing in Ears) 
sleepiness, Ansomnia 
confusion 
Fatigue 
profuse sweating 
vomiting 
low libido or lack of sexual desire 
Blurred vision

If you have not above symptoms, it does not mean that you have no high blood pressure. Remember most common symptom of high Blood pressure is that " It Has No Symptom". Best way to keep you healthy is to have your blood pressure checked at regular intervals.
Wish you all the good health

Selasa, 15 Januari 2013

0% APR Credit Cards Make It Possible To Save Money


I'm sure you've seen direct mail offers, promotional brochures and Internet ads announcing:

"0% APR credit cards. Limited time offer. Apply today!"

You can't beat that for a credit card. That's just like buying something with cash. A great deal, especially if you don't have cash on hand. But you may be wondering, "How can the credit card companies and banks make money if they aren't charging interest?" Well, read on to find out whether or not these 0% APR credit card offers are just pulling your leg.

Deal Or No Deal

Every time you buy something using 0% APR credit cards, you pay absolutely no finance charges or interest rate charges on your entire credit card balance. Just think... you can refurnish your home, pay for your child's college tuition or go out on a spending spree without paying a penny more.

However, most 0% APR credit cards offer only "introductory rates" at 0%. This low rate may be limited to a specific time period, such as 3 months or as long as a year. In addition, 0% APR credit cards often allow you to transfer balances (up to a specific amount) from another credit card to take advantage of the zero interest deal. Once the introductory rate period ends, then the APR can go through the roof.

Okay, so maybe you can't get 0% interest into eternity. But, if you play your card right, you can still reap the benefits of these unique offers. 

Making Zero Interest Work For You

You may already have several credit cards and can't imagine what you'd do with another. After all... personal finance experts advise against having too many credit cards. Before getting a 0% APR credit card ask yourself, "What is the APR on my credit cards?" and "Do I carry a balance on my cards from month to month?"

The average interest rate for credit cards is around 14%. On the low end, you may have a card that charges as little as 5% interest, whereas cards for those with bad credit or no credit can be a whopping 29%. Retail credit cards tend to have a high interest rate around 19%, even if you have A1 credit. If the interest rates on your cards are up into the teens, then you definitely need to consider other options (a 0% APR credit card), unless you pay off your balances on a monthly basis.

Don't throw money out the window and into the pockets of the credit card companies. If you have high interest cards and pay only the minimum balance, then it can take years to pay off. $1000 spent could nearly double to almost $2000 by the time it's paid off. The best thing to do is transfer the balance to a 0% APR credit cards.

Where To Find 0% APR Credit Cards

If you have good credit, chances are you've already been bombarded with mail offers. You might even find these special values available through organizations you belong to or companies that you do business with regularly. Other sources include your local banks and credit unions. And don't forget to search the Internet. It's a great place to comparison shop for numerous credit cards. Keep in mind that you usually need to have good credit to qualify for a 0% APR Credit Card.

0% APR credit cards allow you to avoid finance charges altogether. If you are in debt, this is especially helpful in that you can pay down your balance much more quickly. But be sure you don't end up in a situation where you transfer balances from one card only to fill the old card back up again with new purchases. If you've been thinking about making a large purchase but don't yet have the funds and don't want to take out a loan, then a 0% APR credit card will be like paying cash. Just be sure to pay off your balance before the introductory rate ends and finance charges begin.

0% APR Credit Cards Explained


What Is A 0% APR Credit Card?   Many of us have heard about them, but has anyone every explained 0% APR credit cards to you?  Well, for starters, the APR or annual percentage rate is the rate of interest credit card companies charge on outstanding payments. The amount you are charged depends not only on the rate of interest, but also on the method of calculation of rates of interest. 0% APR credit cards are credit cards that charge you no interest on credit, for a specified period of time. The best 0% APR credit cards offer 0% APR’s to customers for up to 12 months. After 12 months the credit card issuer charges you at the normal rate. The card issuer assumes a risk by offering you interest free credit for such an extended period. They balance that risk by offering 0% APR credit cards to only customers with the best credit.

What Determines Your Credit?

Your credit depends on a number of factors. Your credit score, also known as the FICO score is widely used as a credit rating for Americans. Since your credit rating will determine whether you are issued a 0% APR credit card, knowing what goes into the score helps a great deal. Your credit score is determined based on five parameters. The most important among these parameters is your current debt and your history of repayment of debt.

The other three parameters for calculation of credit score are the length of your credit history, amount of new credit and types of credit used. Based on these five parameters, the individual is given a score ranging from 300 to 850. This is indicative of the credit worthiness of the person at a particular point of time. People with credit scores above 770 usually qualify for a 0% APR credit card. However scores above 700 are also considered good.  0% APR credit cards typically require, at a minimum, very good credit and often will require excellent credit.

One method used by customers to avoid interest is balance transfer credit cards. It is possible to shift from a credit card that charges interest to a 0% APR credit card using a balance transfer, provided you have the requisite credit. Once the introductory period of the card expires, people often shift to other 0% APR credit cards using the balance transfer method. Doing this however harms your credit rating and can hurt your prospects of receiving good credit in the future. 

Prudence Pays

It is good to be informed of clauses like the universal default clause. This clause states that if you default on your payments to one creditor, for example a bank, it affects your credit rating and can increase the rate of interest you are charged elsewhere. Responsible vendors realize that informed customers make for the best customers in the long run. 

0% APR credit cards sometimes come topped with other offers. You can find a variety credit card offers online that come at 0% APR from the best companies. Choose the 0% APR card that makes the most sense financially and functionally. And always try to maintain you good credit rating that got you your 0% APR credit card in the first place.